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Before 2013, the the answer to where to speculate money was simple: buy stock funds and bond funds, an advanced average trader. Bond funds provided high income and relative safety, while benefit stock funds was the solution to was easy methods to invest for growth far better returns (from early 2009 to early 2013). Then, in June of 2013, the money game got serious as interest rates threatened to rise significantly and ruin the party every person.
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